How to Invest in Property without lots of Money? The idea of investing in property is cool! Owning your own piece of land seems like a great achievement, but for many, it seems like just a dream. So, How to Invest in Property without lots of Money? With the price of properties as high as …
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Why I should avoid Payday loans We all have bad months where the unexpected happens. And this is when we look to borrow some money to get us through the month. A very well advertised and often used option are payday loans. These loans lend you money on a short term basis to be paid …
We can all agree that budgeting is vital to the success of your financial journey. But that being said, it can be daunting and hard! With a world filled with Credit Card Debt and Binge spending, it is important for us to budget properly and stick to it. This will help avoid impulse buys! One …
Investing in Crypto or cryptocurrency is a massive buzz word. But is it all talk or is there something to consider? What is Cryptocurrency? “A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend.” – Investopedia So Cryptocurrency is basically like a digital form of …
Zero-Based Budgeting is the new way of budgeting. It takes into account worldly factors and allows more flexibility than the traditional budget. But What is it? And how can I use it in my own life? What is a Zero Based Budget? A zero-based budget us “Zero-based budgeting (ZBB) is a method of budgeting in …
Buy vs Rent? The Home Loans Story Home Loans are probably the most sought after loan in the world. Often difficult to get and expensive to pay. But is the extra cost worth it as opposed to renting? Let’s have a look! How long will you stay in the home? As pointed out by Fidelity, …
Saving Money is HARD! Don’t kid yourself! It is much easier to just go and spend every penny in your account. I have done that! But what I have found more beneficial to have money left over at the end of the month. It almost like sitting on your couch and streaming Netflix is easy …
Should I get a Credit Card? Credit Cards can be great or can be catastrophic, depending on who you ask. They have many great aspects but the Debt aspect is what scares people away! Here are 3 questions I ask myself before getting a Credit Card: What are the Fees? Credit Card Fees like bank …
How to create your financial plan? “If you fail to plan, you plan to fail”, the wise words of Benjamin Franklin. And this applies to your financial plan as well. But how do you create a financial plan? Write it down This may seem like an obvious one, but I myself have skipped it in …
How to save money in tough times The tough times are the last place you think about how to save money! Especially when you have lost your income or your income get reduced! There are then more important things to worry about, and you may even have to dip into your savings. And that is …
