When you go and apply for a payday loan or a home loan, the creditor will assess a multitude of factors to see if you qualify for the loan. The first step is seeing if you can afford the loan, for this the creditors will look through your income and expenses to judge whether you …
Debt is something that many of us struggle with. It can become a trap that can seem to be impossible to get out of. It can also seem like many of the debt help systems are not really there to help you. But now there is an alternative thanks to Bond Optimiser. This may seem …
Payday loans are very well advertised and can sometimes be a good option to cover emergencies. While we cannot say if a payday loan is right for you, we can say to be wary of fees. These short term loans can have huge fees. While Payday Loans online may be easy and convenient it may …
Are Short Term Loans Bad? We are often told that all debt is bad. We are told to be scared. They tell us to stay out of debt. But many professionals have said that Debt is useful and safe if used correctly. The likes of Robert Kiyosaki (Author of Rich Dad Poor Dad) have said …
Car insurance is something we all avoid because it is challenging to understand and often expensive. But I think we can all agree that it is worth it! As the cover if you get hit by a drunk driver or drive into that curb is a lifesaver to help not empty our savings, we worked …
In a world where the unexpected has become the expected, we have to prepare for the unexpected. We often look and plan to grow our savings and emergency funds to cover these unforeseen expenses. But what happens if we are not there yet, or too much happens at once? This is when we turn to …
The credit crisis – defining debt. Plainly put, to be in debt is to owe money to a creditor. Credit Card Debt is a common type of debt. Creditors allow you to make purchases directly without asking you to pay for anything upfront. Instead, creditors lend you the money for now and ask you to …
Why I should avoid Payday loans We all have bad months where the unexpected happens. And this is when we look to borrow some money to get us through the month. A very well advertised and often used option are payday loans. These loans lend you money on a short term basis to be paid …
Should I get a Credit Card? Credit Cards can be great or can be catastrophic, depending on who you ask. They have many great aspects but the Debt aspect is what scares people away! Here are 3 questions I ask myself before getting a Credit Card: What are the Fees? Credit Card Fees like bank …
