Are Short Term Loans Bad? We are often told that all debt is bad. We are told to be scared. They tell us to stay out of debt. But many professionals have said that Debt is useful and safe if used correctly. The likes of Robert Kiyosaki (Author of Rich Dad Poor Dad) have said …
Car insurance is something we all avoid because it is challenging to understand and often expensive. But I think we can all agree that it is worth it! As the cover if you get hit by a drunk driver or drive into that curb is a lifesaver to help not empty our savings, we worked …
In a world where the unexpected has become the expected, we have to prepare for the unexpected. We often look and plan to grow our savings and emergency funds to cover these unforeseen expenses. But what happens if we are not there yet, or too much happens at once? This is when we turn to …
The credit crisis – defining debt. Plainly put, to be in debt is to owe money to a creditor. Credit Card Debt is a common type of debt. Creditors allow you to make purchases directly without asking you to pay for anything upfront. Instead, creditors lend you the money for now and ask you to …
The credit crisis – defining debt. Plainly put, to be in debt is to owe money to a creditor. Creditors allow you to make purchases directly without asking you to pay for anything upfront. Instead, creditors lend you the money for now and ask you to pay it back later. This may seem dandy, but …
Why I should avoid Payday loans We all have bad months where the unexpected happens. And this is when we look to borrow some money to get us through the month. A very well advertised and often used option are payday loans. These loans lend you money on a short term basis to be paid …
Should I get a Credit Card? Credit Cards can be great or can be catastrophic, depending on who you ask. They have many great aspects but the Debt aspect is what scares people away! Here are 3 questions I ask myself before getting a Credit Card: What are the Fees? Credit Card Fees like bank …
